Loan Products

Finance Your Dreams

Competitive interest rates. Transparent process. Built for Dharavi's working families and entrepreneurs.

Sr.Loan TypeInterest Rate (p.a.)
1Personal Loan16.00%
2Mortgage Loan (LTV > 200%)15.00%
2.1Mortgage Loan (LTV < 200%)16.50%
3Pledge of Machinery / Stock16.00%
4Vehicle Loan (New)15.00%
4.1Vehicle Loan (Old — Below 5 Yrs)15.50%
5Housing Loan14.50%
6Salary Deduction Loan16.00%
7NSC & KVP Against Loan15.00%
8Loan Against Gold Ornaments13.00%

Personal Loan

16%
Limit₹50,000 – ₹1,00,000
Period36 – 72 Months
Rate16.00% p.a.

Purposes

  • House Repairing
  • Education & Medical
  • Marriage
  • Furniture & Articles
  • Repay Money Lenders

Documents Required

  • Ration Card / Light Bill / Telephone Bill
  • Income Certificate (Salary Slip)
  • Income Tax Returns (Last 2 Years)
  • Identity Card Xerox
  • 2 Guarantors (up to ₹50,000) / 3 Guarantors (above)

Emergency Loan

16%
Limit₹5,000 – ₹30,000
Period16 Months
Rate16.00% p.a.

Purposes

  • Death of Family Member
  • Medical Emergency
  • Urgent Education Need

Documents Required

  • Residence Proof
  • Income Certificate (Salary Slip)
  • Income Tax Returns
  • ID Card Xerox
  • 1 Guarantor

Business Loan

15–16.5%
LimitUp to ₹25,00,000
Period72 Months

Purposes

  • Expansion of Business
  • Purchase of Goods / Machinery
  • Purchase of Shop or Place
  • Renovation
  • Purchase of Furniture & Fixtures

Documents Required

  • Residence Proof
  • Salary Slip (last 2 months)
  • IT Returns with P&L & Balance Sheet
  • Gumasta (Shop Establishment) License
  • 3 Guarantors + Collateral Security
  • Stock Statement & Insurance Policy